Want more details? We've got lots of goodies and helpful tips here.

What is a primary home?

POSTED
10.12.2021
Its important to correctly classify your home as primary, seasonal, or secondary. If you do not and you have to make a claim for a loss, you might have difficulties with your insurer.
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Are earthquakes covered on home insurance?

POSTED
9.28.2021
Are the savings on insurance worth the risk to you? If the answer is yes, don’t buy earthquake insurance.
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Sump Pumps and Why You Should Have One

POSTED
9.10.2021
Installing a sump pump is a smart idea if your home is susceptible to excessive groundwater runoff that causes flooding or excess moisture in your basement.
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North Carolina Home Insurance

POSTED
8.24.2021
North Carolina home insurance has a few specific quirks. We'll dig into the details and discuss.
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Home Insurance for Home Buyers

POSTED
8.3.2021
We explain how home insurance and your mortgage are connected and why your mortgage company requires home insurance for closing.
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North Carolina: Consent to Rate

POSTED
7.29.2021
Imagine this rate like the Manufacturer’s Suggested Retail Price (MSRP). Manufacturers set this rate to standardize the price for a particular product and it’s up to the retailers to decide what rate best serves their business while maintaining competitiveness.
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Auto Insurance in Pennsylvania and New Jersey

POSTED
7.5.2021
Some of the uncommon coverages in PA & NJ
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What's an escrow?

POSTED
6.15.2021
Besides being one of those things you always hear about but never really understand, its a secure account that connects buyer and seller so you can purchase your home.
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Why Insurance Companies Ask About Home Updates

POSTED
6.8.2021
We provide some tips for finding out when your home's roof and heating material was updated and explaining why that information is so important.
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"Smart" Home Discounts

POSTED
5.27.2021
Also known as a “protective device discount,” the smart home discount will typically reduce your premium by 5%-20%. ‍
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Car Insurance in South Carolina

POSTED
5.12.2021
From what is legally required, to the best way to find savings, we'll tell you what you need to know about car insurance in South Carolina
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How Your Rideshare Side-Hustle Can Affect Your Auto Insurance

POSTED
4.27.2021
Whether you’re delivering food or delivering people, earning that extra sweet, sweet gig money can affect your car insurance coverage in more ways than you think
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Trees, Your Roof, and What to Do if a Tree Falls

POSTED
4.7.2021
If a tree falls and does not damage any property, not all insurance policies will not cover the cost of removal.
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Pools, Trampolines, and Dogs

POSTED
3.31.2021
This blog is a bummer, we take all the fun out of having a pool or trampoline and even rain on dog owner's parade.
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New York Auto Insurance

POSTED
3.2.2021
In New York, drivers are required to carry liability insurance, uninsured/underinsured motorist coverage, and personal injury protection. Compared to some other states, there is quite a long list of required coverages.
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The Dangers of Liability Only Policies

POSTED
2.22.2021
Purchasing "liability-only” coverage for your auto insurance is a tempting gamble, and, even I have personally considered it to save a buck. Dishing out hundreds, if not thousands, of dollars every year for something you are unlikely to ever use is hard to rationalize.
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Liability Insurance: 101

POSTED
2.10.2021
Liability insurance is super important, bruh. In this blog we explain why.
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Renter's Insurance 101

POSTED
1.28.2021
The cost of renter’s insurance is only about $15 per month, and it provides coverage for your stuff, in case someone else is hurt in your place, and expenses if you have to go live somewhere else due to a covered loss.
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Comprehensive Vs. Collision

POSTED
1.12.2021
Its comprehensive coverage vs. collision coverage in a one-on-on matchup. Who will prevail?!?!
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Why Is Delaware Car Insurance So Expensive?

POSTED
11.18.2020
Why is car insurance in Delaware so expensive even though its such a small state? Hint: the two are not at all related.
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Filing a Claim

POSTED
10.14.2020
The first step is to contact your insurance company directly. We’ve compiled contact information for some of our carrier partners.
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Wind, Hail, and Hurricane Deductible(s)

POSTED
9.22.2020
In some parts of the country, hurricanes and other major storms may require a separate, much higher deductible.
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What is replacement cost? Why don’t I insure my home for its market value?

POSTED
7.28.2020
Have you ever wondered why your homeowner's insurance doesn’t reflect what your home is actually worth?
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What Is a Home Insurance Inspection

POSTED
7.16.2020
Apparently "prepare to be inspected" isn't an appropriate blog summary so we'll stick with the slightly more PC "what to expect and your inspecting".
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What Is Water Backup Coverage? And Why Do We Include It in Our Quotes?

POSTED
5.27.2020
Explaining water backup coverage and why you don’t want to get stuck without it.
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How much insurance do I need?

POSTED
5.13.2020
It's not easy to know exactly how much insurance you may need, but we make it easy for you to compare options that fit your budget.
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Cancelling Your Home or Auto Insurance Before The Renewal Date

POSTED
5.4.2020
Not all breakups have to be hard. Here's how to cancel your home and auto insurance. And remember to tell them, its not you, its me.
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How do I download my declarations page?

POSTED
5.1.2020
Looking for an apples-to-apples insurance comparison? First we need to know what you currently have! Here's how you can find your insurance declarations or "dec" page.
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How to Save During the Pandemic

POSTED
3.30.2020
With newly found time and infrequent car use, how can I save money on my insurance? Likewise, what smart insurance advice can I give to others?
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