The standard run-of-the-mill homeowner may want to avoid a dwelling policy, but If you are a landlord, this one could be for you.

My personal opinion is that rental reimbursement is worth it because the cost of a rental car can really add up. Towing and labor on the other hand… it’s probably easier just to call for a tow than go through your insurance company.

Flood insurance does not come standard on your home insurance policy. If you are in a highly flood prone area, you may be eligible through coverage via the National Flood Insurance Program (NFIP) or a private marketplace.

Its important to correctly classify your home as primary, seasonal, or secondary. If you do not and you have to make a claim for a loss, you might have difficulties with your insurer.

Are the savings on insurance worth the risk to you? If the answer is yes, don’t buy earthquake insurance.

Installing a sump pump is a smart idea if your home is susceptible to excessive groundwater runoff that causes flooding or excess moisture in your basement.

North Carolina home insurance has a few specific quirks. We'll dig into the details and discuss.

We explain how home insurance and your mortgage are connected and why your mortgage company requires home insurance for closing.

Imagine this rate like the Manufacturer’s Suggested Retail Price (MSRP). Manufacturers set this rate to standardize the price for a particular product and it’s up to the retailers to decide what rate best serves their business while maintaining competitiveness.

Some of the uncommon coverages in PA & NJ

Besides being one of those things you always hear about but never really understand, its a secure account that connects buyer and seller so you can purchase your home.

We provide some tips for finding out when your home's roof and heating material was updated and explaining why that information is so important.

Also known as a “protective device discount,” the smart home discount will typically reduce your premium by 5%-20%. ‍

From what is legally required, to the best way to find savings, we'll tell you what you need to know about car insurance in South Carolina

Whether you’re delivering food or delivering people, earning that extra sweet, sweet gig money can affect your car insurance coverage in more ways than you think

If a tree falls and does not damage any property, not all insurance policies will not cover the cost of removal.

This blog is a bummer, we take all the fun out of having a pool or trampoline and even rain on dog owner's parade.

In New York, drivers are required to carry liability insurance, uninsured/underinsured motorist coverage, and personal injury protection. Compared to some other states, there is quite a long list of required coverages.

Purchasing "liability-only” coverage for your auto insurance is a tempting gamble, and, even I have personally considered it to save a buck. Dishing out hundreds, if not thousands, of dollars every year for something you are unlikely to ever use is hard to rationalize.

Liability insurance is super important, bruh. In this blog we explain why.

The cost of renter’s insurance is only about $15 per month, and it provides coverage for your stuff, in case someone else is hurt in your place, and expenses if you have to go live somewhere else due to a covered loss.

Its comprehensive coverage vs. collision coverage in a one-on-on matchup. Who will prevail?!?!

Why is car insurance in Delaware so expensive even though its such a small state? Hint: the two are not at all related.

The first step is to contact your insurance company directly. We’ve compiled contact information for some of our carrier partners.

In some parts of the country, hurricanes and other major storms may require a separate, much higher deductible.

Have you ever wondered why your homeowner's insurance doesn’t reflect what your home is actually worth?

Apparently "prepare to be inspected" isn't an appropriate blog summary so we'll stick with the slightly more PC "what to expect and your inspecting".

Explaining water backup coverage and why you don’t want to get stuck without it.

It's not easy to know exactly how much insurance you may need, but we make it easy for you to compare options that fit your budget.

Not all breakups have to be hard. Here's how to cancel your home and auto insurance. And remember to tell them, its not you, its me.

Looking for an apples-to-apples insurance comparison? First we need to know what you currently have! Here's how you can find your insurance declarations or "dec" page.

With newly found time and infrequent car use, how can I save money on my insurance? Likewise, what smart insurance advice can I give to others?