Is Car Insurance Required?

By: Woop Blog Group
Tuesday, October 25, 2022

Liability insurance is a requirement in 49 out of 50 states. New Hampshire is the only state that does not require insurance; however, drivers are still financially responsible for their actions on the road. And in the event of an accident, those actions can get expensive (so, basically, every state requires you to be insured). This is a good thing though, because as we all know, accidents happen, and without proper insurance, you could end up with costly bills that could take a lifetime to pay off.  

Each state has different laws regarding liability insurance requirements, with some requiring uninsured motorist coverage or personal injury protection, and others requiring only bodily injury and property damage liability. While the requirements are all different, they all have the same basic purpose—to protect people from financial harm caused by someone else’s negligence on the road. It is important to stay up to date on your state’s laws and regulations to make sure you continue to meet their requirements.  

Woop can help find you the best coverage options with quick, easy, and binding auto insurance quotes that you can buy directly online. We’re happy to connect in whichever way is most convenient for you. If you prefer the old-school phone call with an agent, or if you want to see different options and choose your coverage on your own time, we can get you quotes from some of the biggest names in insurance that you can purchase directly through our online platform. We do this all without you picking up the phone. Whatever your preference, we’re here to find you the best coverage at the best price, and (hopefully) make your life just a bit easier.