When you buy a new car and have a loan or lease, then your finance company will have specific car insurance requirements. Not having the right requirements can result in a denied claim or a surprise bill when your finance company contacts your insurer. Dealerships use our service to verify that their customers have updated their insurance with the new car and that it has the required coverages. it's more than just an ID card, we confirm that your policy has the right coverages, like comprehensive and collision, and the right limits, which can be above the state minimum requirements.