In most cases, the answer is, YES!, you can purchase auto insurance with a same-day effective date. If you currently have insurance and decide you’d like to switch to a different carrier, you can most likely get same-day coverage with a new company, in as little as 30 minutes. However, if this does not describe your current situation, the rest of this blog is for you.
If you’re looking for same-day coverage, it’s usually because you need insurance in place to buy a car that day. At that point, you’ve done all the leg work, and there’s just one more hurdle between you and the driver’s seat.
Don't stress though - the odds are still in your favor! Be prepared with the following information to give yourself the best chance of getting insurance coverage that day:
If you follow these guidelines, you’ll put yourself in the best position to successfully get insurance on the day that you need it. Many people who fail to secure same-day coverage are simply unprepared!
Ultimately, if you are reading this and planning on getting auto insurance in the near future, don’t wait until the day you need your coverage to start. You can apply for insurance early. That's the best way to guarantee that you’ll have insurance on the day that you need it—get it the day before!