What You Need to Purchase a Vehicle

Written By
Kris Angelucci
Posted
January 27, 2022

When purchasing a new vehicle from a dealership, the list of factors that you need to consider can get overwhelming. Whether you’re considering a lease or a loan, a new or a used vehicle, your monthly budget for payments, how much you can afford to put down—the list goes on (and on). You’ll also need to consider what you’ll need to do to get a car insurance quote. So, what should you expect when shopping for a new vehicle at a dealership?  

To save you time, it is essential to do a bit of research on the type of vehicle you’re looking to get. You’ll benefit from having a base-level of insight on current prices, available add-ons, substitutes, etc. Try to have an idea of what you’re looking for, and when your salesperson starts going into your options, you’ll be better prepared to steer the conversation in a favorable direction—to find the right vehicle, at the right price, on your terms. An informed consumer is more likely to walk (or drive) away satisfied.

If you want to limit the back-and-forth that often leads to delays in your purchase, coming prepared with the necessary paperwork is essential. Common documents that you may need include:  

  • Your driver's license
  • Proof of insurance
  • The title and registration of your trade-in (if applicable)
  • The loan/account number on your trade-in (if applicable) 
  • Proof of employment/income (a recent paystub should suffice if you are getting a loan or lease) 
  • Proof of residency that confirms the address on your driver’s license. 

To make sure you have everything that you’ll need, the best thing you can do is call the dealership beforehand and confirm. This will surely make the process more seamless.

If you are obtaining a loan or a lease, your lender may require that you show that you have insurance in place for the new vehicle prior to taking delivery (driving the car home). Woop can help you to plan for this with quick insurance quotes that compare auto rates.

One way to save time in the dealership, is to obtain the necessary proof of insurance, prior to entering the dealership. If you are looking for more information on how insurance works when you are buying a new car – you can see read more on that here.

About the Author
Kris Angelucci
Insurance producer, engineer, and world renown Rockstar… okay maybe not an engineer.
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